For SBA lenders
SBA packages are a paperwork marathon. Run it on autopilot.
A 7(a) file can mean dozens of documents from half a dozen people. LendPacket's SBA templates request all of it in one send — and AI checks every page that comes back.
Templates
Pre-built for the loans you actually make
SBA 7(a)
Template- 3 years business tax returns
- 3 years personal tax returns (each guarantor)
- Personal Financial Statement (SBA Form 413)
- Borrower Information Form (SBA Form 1919)
- Interim financials & debt schedule
- Business bank statements
SBA 504
Template- Everything in 7(a), plus:
- Project cost documentation
- Real estate purchase agreement
- Contractor estimates & plans
- Environmental questionnaire
- Interim financials (90-day recency)
SBA Express
Template- Streamlined checklist for speed
- Business & personal tax returns
- SBA Form 1919
- Bank statements
- Debt schedule
- Driver's license / ID
Every template is fully editable per file — add, remove, or reassign items in seconds.
Why SBA teams choose LendPacket
Built for the messy reality of SBA files
Many parties, one file
A 7(a) package touches the borrower, every 20%+ owner, guarantors, and often a CPA. Each gets their own scoped magic link — everyone uploads only what they owe, into the same file.
SBA recency rules, enforced
Interim financials go stale at 90 days; bank statements sooner. LendPacket tracks the clock per document and flags anything that will be stale by the time it reaches underwriting.
Forms checked on arrival
AI knows what a complete Form 413 looks like: every page present, every signature block signed, the right tax years attached. Problems bounce back to the borrower with a plain-language note — automatically.
AI review is your tireless first pass, not an underwriting decision. It flags what looks wrong so your team reviews faster — and your team can always override any flag.
FAQ
Questions SBA teams ask
How does LendPacket handle guarantors and 20%+ owners?
Every party on the file — borrower, co-borrower, each guarantor, their CPA — gets their own secure magic link scoped to exactly the documents they owe. No shared folder, no account creation, and each person sees only their own list.
Does it track SBA document recency rules?
Yes. Freshness windows are tracked per document from the document's own date — interim financials, bank statements, paystubs each on their own clock. Items flip to 'stale' automatically with an alert, and you can re-request with one click (or let the system do it).
What does the AI check on SBA forms?
Every upload is classified and reviewed on arrival: wrong tax year, missing pages, missing signature blocks, and documents that are already stale. Problems route back to the borrower with a plain-language note. AI review is a tireless first pass — your team reviews faster and can always override any flag.
Can we use our own checklist instead of the built-in templates?
Yes. The SBA 7(a), 504, and Express templates are starting points — every item is editable per file, you can build and save your own firm templates, or create a file with no template and add items ad hoc.
What does it cost and how do we try it?
Plans start at $149/month (Starter: 2 users, 15 active files); Team is $399/month (7 users, 50 active files). Pricing is based on active borrower files — unlimited borrower uploads, no per-borrower fees. Every account starts with a 14-day free trial of Team, no credit card required.
Your next 7(a) package, collected for you.
Create the file, send the links, and watch the checklist fill itself in.
14 days of the Team plan. No credit card required.