Stop chasing borrower documents.
LendPacket collects every loan document for you. Borrowers upload through one link — no login. AI checks each file the moment it lands, and automated reminders do the chasing. You just watch the file turn green.
14 days of the Team plan. No credit card required.
SBA 7(a) · Loan file
Rodriguez Bakery, LLC
Maria Rodriguez + 1 guarantor
2024 Business Tax Return
All 6 pages, signed
CompleteAI-checkedPersonal Financial Statement (SBA Form 413)
Signature missing on page 4
Needs signatureAI-checkedBusiness Bank Statement — May
67 days old — a fresh one is needed
StaleAI-checkedBusiness Debt Schedule
Requested from borrower
Waiting
No chase.
Automated reminders, staleness alerts, and AI-drafted follow-ups do the nagging, so your team never writes another “just checking in” email.
One link. No login.
Borrowers, guarantors, and CPAs upload from any device through a secure magic link. No accounts, no passwords, no “I forgot my login.”
AI checks everything before you do.
Every upload is instantly classified and reviewed — wrong tax year, missing pages, missing signature, already stale — before a human opens the file.
The problem
Document collection is where good loans go to stall
Every lender knows the pattern: the deal is solid, the borrower is willing — and the file sits for weeks because the paperwork trickles in wrong.
Hours lost hand-reviewing uploads
Your team opens every PDF just to catch preventable mistakes: last year's tax return, page 3 of 6, an unsigned form. That review time never comes back.
Stale documents found too late
The bank statement that was fine at intake is 70 days old by underwriting. Now the file stalls while you re-request it — and re-explain why.
Email threads as a filing system
Requests, re-requests, and attachments scattered across inboxes. Nobody can say what's outstanding without scrolling through weeks of replies.
How it works
From new deal to complete file in three steps
Create a file from a template
Pick SBA 7(a), 504, Express, Conventional, FHA, VA, or Non-QM. The full document checklist — with recency rules — is ready in seconds.
Send one link
Each borrower, guarantor, or CPA gets a secure magic link scoped to exactly what they owe. They upload from their phone. No login, ever.
AI checks, you close
Every upload is classified and reviewed on arrival. Your status board shows exactly what's complete, stale, or still missing — file by file.
File health
Every file has a pulse
The File Health ring shows the true state of a loan file at a glance. Green is complete and ready. Amber needs attention — a stale statement, a missing signature. The open track is what you're still waiting on.
- Recency rules built in: tax returns, paystubs, and bank statements age out automatically.
- Staleness alerts fire before underwriting finds the problem.
- Your whole pipeline on one board, sorted by which files need you today.
AI review
AI reviews every document — the moment it arrives
LendPacket's AI is your tireless first reviewer. It classifies each upload, matches it to the checklist, and catches the mistakes that used to cost your team hours. Every flag is advisory — your team always has the final say.
Form 1040 — Personal Tax Return
AI-checkedThis is the 2023 return. The checklist requires 2024.
Business Tax Return — 1120S
AI-checkedOnly pages 1–3 of 6 uploaded. Schedule K is missing.
Personal Financial Statement
AI-checkedSignature line on page 4 is blank.
Bank Statement — Operating Account
AI-checkedStatement is 67 days old. This lender requires under 60.
Borrowers get a plain-language fix-it note instantly — “Looks like this is your 2023 return; please upload 2024” — so the right document arrives on the second try, not the fifth.
Who it's for
Built for every seat at the table
For the SBA loan officer
Your 22-item 7(a) list, collecting itself
Pick the program, answer five questions, and the right checklist goes out with your branding. Reminders fire on day 2, 5, and 9 — and stop the moment the file is complete.
For the processor
Every upload pre-checked before you open it
Wrong tax year, missing signature, short page count — flagged on arrival. The borrower's folder-dump gets sorted onto the checklist automatically. You review, you decide.
For the borrower
One tap from their phone. No password.
A checklist in plain language, photos welcome, instant “Got it ✓” on every upload, and a progress bar that actually reaches 100% — without a single call to your office.
Want to see it before signing up? Take the 2-minute product tour →
Stop chasing. Start closing.
Set up your first loan file in minutes. Your borrowers will never ask “which documents do you need again?”
14 days of the Team plan. No credit card required.